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Urban shelter programme in Kerala

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1 Urban shelter programme in Kerala on Thu Apr 07, 2011 10:33 pm

The formulation and implementation of urban shelter programmes were taken up at the instance of the public sector in Kerala through a number of piece-meal schemes taken up by different administrations and managed by different government agencies.  But a comprehensive shelter programme has never been designed within an overall perspective of shelter-development. 
 
Notable among the public agencies are the Kerala State Housing Board (KSHB).  Development Authorities and the Regional Improvement Trusts.  The KSHB established a few decades ago, has constructed various types of houses.  It is the main organization extending finances to the urban and rural housing programmes in the form of housing schemes, in accordance with the terms and conditions of Housing and Urban Development Corporation (HUDCO). 
 
Due to delay in completion of most of the housing projects, there is often a price hike.  So extra amount of 20 to 30 percent are charged causing trouble to final consumers.  The price at which a house was sold to the Economically Weaker Section (EWS) was at Rs.15,000, to the Low Income Group (LIG) at Rs.20,000 to Rs.30,000, to the Middle Income Group (MIG) at Rs.60,000 to Rs.1,00,000 and to the High Income Group (HIG) at Rs.1.5 lakh to Rs.2.5 lakh. 
 
Out of the total number of 35,454 completed houses 89 percent went to economically weaker sections and low income groups and out of the total number of 48,887 houses (including houses completed, houses under construction, schemes sanctioned but work not started and schemes formulated but not sanctioned) 27,025 houses are meant for EWS and 13,888 houses for LIG, which together constituted 84 percent of the total number of houses.  Thus it may be seen that the Kerala State Housing Board has mainly catered to the needs of EWS and LIG.  Due to the rising demand and declining supply the Apartments in Kerala now cost in between 10 lakhs to more than one crore rupees for a single unit.

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